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How to get Nanchang provident fund after resignation

2026-01-03 18:53:24 Real Estate

How to get Nanchang provident fund after resignation

Recently, Nanchang provident fund withdrawal has become a hot topic, and many netizens have questions about the withdrawal conditions, procedures and required materials. This article will combine the hot content of the entire network in the past 10 days to provide you with detailed answers to questions related to withdrawal of Nanchang provident fund after resignation, and provide structured data for reference.

1. Conditions for withdrawal of Nanchang provident fund upon resignation

How to get Nanchang provident fund after resignation

According to the regulations of the Nanchang Housing Provident Fund Management Center, resigned employees must meet one of the following conditions to withdraw their provident funds:

Extraction conditionsSpecific requirements
Complete incapacity to workProof of labor ability appraisal is required
Termination of labor relationship with the unitMust be suspended for 6 months and not re-employed
Employees who are not registered in this city resignProof of overseas residence and resignation certificate are required.

2. Materials required for withdrawal of Nanchang Provident Fund upon resignation

When handling resignation withdrawal, you need to prepare the following materials:

Material typeSpecific requirements
Proof of identityOriginal and copy of ID card
Certificate of resignationOriginal resignation certificate issued by the unit
Provident Fund Withdrawal Application FormCan be downloaded from the official website or picked up on site
bank cardA type of bank card in my name
Other materialsA copy of the household registration book must be provided if the household registration is out of town.

3. Nanchang provident fund withdrawal process after resignation

The process for withdrawing provident fund upon resignation is as follows:

stepsOperation content
first stepConfirm that the provident fund account has been sealed for 6 months
Step 2Prepare all required materials
Step 3Go to the Provident Fund Management Center or submit an application online
Step 4Waiting for review (usually 3-5 working days)
Step 5Funds arrive (1-3 working days)

4. Things to note when withdrawing Nanchang Provident Fund upon resignation

1.Storage time requirements: The provident fund account must be sealed for 6 months before withdrawal can be processed. It cannot be withdrawn for less than 6 months.

2.Online processing channels: Applications can be submitted through the "Nanchang Provident Fund" WeChat official account or Ganfutong APP, without on-site processing.

3.Withdrawal limit: The entire balance in the account can be withdrawn, but please note that there may be special restrictions in some cases.

4.Impact of re-employment: If you re-employ and pay provident fund during the period of mothballing, you will not be able to apply for resignation withdrawal.

5.tax issues: The amount withdrawn from provident fund does not exceed the prescribed limit and is exempt from personal income tax.

5. Frequently Asked Questions

Q: How long does it take to withdraw provident fund after leaving your job?

A: It is necessary to meet the conditions for the provident fund account to be sealed for 6 months, starting from the date of resignation.

Q: Are there any special requirements for withdrawal after resignation for non-Nanchang registered permanent residents?

A: Employees with non-local household registration can directly apply for withdrawal after resigning without waiting for the 6-month storage period.

Q: Will the withdrawal of provident fund affect future loans?

A: Yes. The account balance decreases after withdrawal, which may affect the future provident fund loan limit.

Q: Can I entrust someone else to do it for me?

A: Yes. A notarized certificate of entrustment, the original ID card of the trustor and the trustee's ID card are required.

6. Summary

Nanchang’s provident fund withdrawal policy after resignation is relatively clear, and employees only need to meet the conditions and provide complete materials to apply. It is recommended to understand the relevant regulations in advance and choose the extraction method that suits you. Online processing is more convenient and can save time and cost. If you have any questions, you can call the Nanchang Provident Fund service hotline 0791-12329 for consultation.

The content of this article is compiled based on recent hot topics. The policy may be adjusted over time. Please refer to the latest official announcement.

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